Who is the number 1 health insurance in the US?
1. UnitedHealth Group. UnitedHealthcare, part of UnitedHealth Group, is the largest health insurance company based on revenue. UnitedHealthcare offers a variety of products from individual health insurance to employer plans for some of the biggest corporations.
- UnitedHealth Group (including UnitedHealthcare) 15.34%
- Elevance Health Inc. ( formerly Anthem) 7.16%
- Centene Corp. 6.68%
- Kaiser Foundation (Kaiser Permanente) 6.18%
- Humana. 6.03%
- CVS Health (including Aetna Health) 5.82%
- Health Care Services Corporation (HCSC) 3.53%
- Cigna Health. 2.39%
| Rank | Health insurance company | Total health plan enrollment in 2021 |
|---|---|---|
| 1 | Kaiser Permanente | 8,228,765 |
| 2 | Elevance Health (Anthem) | 4,670,236 |
| 3 | HCSC (including BCBS plans) | 4,419,293 |
| 4 | UnitedHealth Group | 4,306,492 |
Currently, the largest car insurance company in America is State Farm.
Highlights. More people were insured in 2022 than 2021. In 2022, 92.1 percent of people, or 304.0 million, had health insurance at some point during the year, representing an increase in the insured rate and number of insured from 2021 (91.7 percent or 300.9 million).
- Best Overall: Blue Cross Blue Shield.
- Highest Quality Plans: Kaiser Permanente.
- Most Health Management Programs: Oscar.
- Best for Same-Day Care: Aetna CVS Health.
| Rank | Health system name | State |
|---|---|---|
| 1 | HCA Healthcare | TN |
| 2 | Department of Veterans Affairs | DC |
| 3 | Universal Health Systems | PA |
| 4 | CommonSpirit Health | IL |
| Company | Blue Cross Blue Shield |
|---|---|
| Forbes Advisor Rating | 5.0 |
| Our expert take | Best Provider Network |
| LEARN MORE | Get Quotes On Healthcare.com's Website |
- Acko General Insurance Co. ...
- Bajaj Allianz General Insurance Co. ...
- Cholamandalam MS General Insurance Co. ...
- Future Generali India Insurance Co. ...
- Go Digit General Insurance Ltd. ...
- HDFC ERGO General Insurance Co. ...
- ICICI Lombard General Insurance Co. ...
- IFFCO Tokio General Insurance Co.
Kaiser Permanente is the best health insurance company in 2024, according to our analysis. We evaluated health insurance companies based on cost, coverage options, NCQA quality rating and consumer complaints. Use this rating as a starting point to compare providers and find the best health insurance for your situation.
Which insurance company has the most complaints?
The auto insurance company with the most complaints is United Automobile Insurance, which receives roughly 40 times more complaints than the average insurer its size, according to the latest NAIC complaint index.
Home insurance customers expressed satisfaction with USAA at 96 percent, Amica Mutual at 90.4 percent, and Country Insurance at 90.2 percent. Life insurance companies ranked in customer satisfaction were American General at 83.2 percent, Jackson National at 80.6 percent and Allstate at 80.5 percent.
The Blue Cross and Blue Shield Association is a national federation of independent, community-based and locally operated Blue Cross and Blue Shield companies. Healthcare coverage is one of the most important decisions you make. Choose the card that opens doors in all 50 states.
In the United States, however, 57 percent of Americans under 65 get insurance through their jobs, and attempts to reform that system have all failed. The Affordable Care Act chose to build around it rather than abolish it.
On average, a single person pays about $117 a month for employer-sponsored coverage and $477 a month for a plan on the health insurance marketplace, before any subsidies. Besides monthly premiums, health insurance expenses include copayments, coinsurance and spending to meet your deductible.
The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477. Wondering how insurance premiums are decided?
Blue Cross Blue Shield (excluding Anthem) is our pick for the best value plan, and Kaiser Permanente has the cheapest Bronze plans. However, the cost of your health insurance plan will be determined by the coverage you choose as an individual or family.
HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.
Is Cigna good insurance? Cigna is a good insurance company, but it isn't usually the best option for most people. Even in the states where its rates are cheaper than the state average, Cigna usually isn't the cheapest health insurance. And its customer satisfaction is typically lower than average.
Health insurance company ratings
Kaiser Permanente is the top-rated health insurance company in the U.S. Good insurance companies include Blue Cross Blue Shield, UnitedHealthcare, Humana, Aetna and Cigna. The worst-rated health insurance companies are Oscar, Molina and Ambetter.
Who has better healthcare than the US?
The data suggests that the Canadian and German systems appear to be more effective than the U.S. system in several respects. Costs are lower, more services are provided, financial barriers do not exist, and health status as measured by mortality rates is superior.
Montana. Montana is the best state for doctors, and it has one of the top hospital systems in the country, with 82.5% of patients giving their hospital a score of 9 or 10 out of 10. Montana doctors also receive high wages.
| State | Region | |
|---|---|---|
| 1. | Hawaii | West |
| 2. | Rhode Island | Northeast |
| 3. | Iowa | Midwest |
| 4. | Massachusetts | Northeast |
Best overall: Medicare
Original Medicare combines Part A (hospital insurance) and Part B (medical insurance). Original Medicare is run directly by the government. With Original Medicare, you can get care from 99% of the doctors in the country.
- Open Enrollment.
- Types of Plans.
- Total Cost & Financial Assistance.
- Monthly premium: the price you pay the insurance company each month.
- Deductible: the amount you pay for covered services before your health insurance plan begins to pay.
References
- https://www.verywellhealth.com/paying-deductible-before-receiving-care-4159403
- https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/1095_QA.aspx
- https://faq.hippo.com/en/articles/4733874-q-what-is-evidence-of-insurance-and-when-do-you-need-it
- https://www.bankrate.com/loans/personal-loans/out-of-pocket-healthcare-average-costs-and-how-to-finance-them/
- https://www.medmutual.com/Individuals-and-Families/HMO-vs-PPO-Insurance-Plans
- https://www.verywellhealth.com/allowed-amount-what-does-it-mean-with-health-insurance-1738448
- https://www.valuepenguin.com/no-deductible-health-insurance
- https://www.linkedin.com/pulse/what-five-things-know-before-getting-insurance-olinsure-vdzjf
- https://www.investopedia.com/articles/insurance/09/services-health-insurers-do-not-cover.asp
- https://www.forbes.com/advisor/health-insurance/best-health-insurance-companies/
- https://www.quicken.com/blog/monthly-expenses/
- https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3633404/
- https://www.thinkinsure.ca/insurance-help-centre/letter-of-experience-for-insurance.html
- https://www.healthcare.gov/glossary/deductible/
- https://www.quora.com/Why-do-I-get-doctor-bills-after-I-gave-my-insurance-and-pay-the-copay-and-am-I-obligated-to-pay-it
- https://www.kff.org/report-section/ehbs-2023-section-1-cost-of-health-insurance/
- https://www.healthmarkets.com/resources/health-insurance/health-insurance-cost-per-month/
- https://www.cnbc.com/2017/06/23/heres-how-much-the-average-american-spends-on-health-care.html
- https://www.in.gov/idoi/files/Questions_and_Answers_About_Health_Insurance.pdf
- https://www.moneygeek.com/insurance/health/analysis/top-states-health-care/
- https://wallethub.com/answers/ci/is-300-a-month-for-car-insurance-expensive-2140788739/
- https://www.thehartford.com/business-insurance/certificate-of-insurance-coi
- https://www.ramseysolutions.com/insurance/do-i-really-need-health-insurance
- https://www.ehealthinsurance.com/resources/affordable-care-act/deductible-insurance
- https://www.usatoday.com/money/blueprint/health-insurance/best-health-insurance-companies/
- https://www.healthpartners.com/blog/premium-vs-deductible-understanding-the-difference/
- https://www.census.gov/library/publications/2023/demo/p60-281.html
- https://www.cigna.com/individuals-families/member-guide/claims-and-eobs
- https://www.cms.gov/files/document/nosurpriseactfactsheet-health-insurance-terms-you-should-know508c.pdf
- https://www.cms.gov/Medicare/New-Medicare-Card/Outreach-and-Education/4-26-19-NMC-Conference-Card.pdf
- https://www.medicareinteractive.org/glossary/evidence-of-coverage-eoc
- https://en.wikipedia.org/wiki/Head_injury_criterion
- https://www.macpac.gov/subtopic/state-and-federal-spending-under-the-aca/
- https://www.talktomira.com/post/how-much-does-primary-care-cost-without-insurance
- https://www.metlife.com/stories/benefits/deductible-vs-out-of-pocket-maximum/
- https://www.usatoday.com/money/blueprint/health-insurance/how-much-is-health-insurance/
- https://www.definitivehc.com/blog/top-10-largest-health-systems
- https://humanhealthproject.org/uncategorized/health-insurance-plan-in-california/
- https://www.carespot.com/blog/healthcare-101-how-can-you-budget-healthcare/
- https://www.forbes.com/advisor/health-insurance/how-much-does-health-insurance-cost/
- https://www.forbes.com/advisor/health-insurance/largest-health-insurance-companies/
- https://www.insuranceopedia.com/definition/274/certified-copy
- https://www.investopedia.com/the-best-affordable-health-insurance-companies-4782687
- https://www.healthit.gov/sites/default/files/pdf/health-information-technology-fact-sheet.pdf
- https://www.doi.sc.gov/1019/Understanding-Your-Deductible
- https://www.caho.in/files/NABH-Series5-HIC_0.pdf
- https://www.kff.org/other/issue-brief/americans-challenges-with-health-care-costs/
- https://www.dochub.com/fillable-form/12266-statement-of-good-health-form
- https://www.valuepenguin.com/cost-of-obamacare-health-insurance
- https://www.healthpartners.com/blog/early-retirement-health-insurance/
- https://www.cms.gov/training-education/partner-outreach-resources/new-medicare-card/getting-mbis
- https://www.cms.gov/medicare/new-medicare-card/understanding-the-mbi.pdf
- https://mycoitracking.com/certificate-of-insurance-sample/
- https://resdac.org/cms-data/variables/claim-id
- https://www.healthcare.gov/why-coverage-is-important/pay-less-before-meeting-deductible/
- https://brainly.com/question/45094837
- https://www.businessnewsdaily.com/16499-insurance-verification.html
- https://www.primedbilling.com/blog/medical-billing/understanding-the-mbi-medicare-beneficiary-identifier-format/
- https://www.ehealthinsurance.com/resources/affordable-care-act/obamacare-premiums-unaffordable-for-many-middle-income-people-in-2019
- https://www.progressive.com/answers/proof-of-insurance/
- https://lasvegastga.com/hic/
- https://www.eduyush.com/blogs/formats-and-templates/insurance-claim-letter-format
- https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html
- https://www.du.edu/news/what-makes-american-healthcare-unaffordable
- https://www.progressive.com/answers/insurance-declaration-page/
- https://www.peoplekeep.com/blog/top-25-health-insurance-companies-in-the-u.s
- https://www.sciencedirect.com/topics/engineering/hydrogen-induced-cracking
- https://www.talktomira.com/post/how-much-should-i-spend-on-health-insurance
- https://www.valuepenguin.com/best-health-insurance-retirees-seniors
- https://www.valuepenguin.com/cigna-health-insurance-review
- https://www.cms.gov/training-education/partner-outreach-resources/new-medicare-card/medical-beneficiary-identifiers-mbis
- https://wallethub.com/edu/best-and-worst-states-for-doctors/11376
- https://littlensons.com/blog/why-does-your-employer-need-a-proof-of-auto-insurance/
- https://www.valuepenguin.com/platinum-health-insurance-guide
- https://www.cms.gov/medicare/new-medicare-card/understanding-the-mbi-with-format.pdf
- https://palmettogba.com/internet/irar.nsf/index.html
- https://www.cms.gov/Medicare/New-Medicare-Card/SSNRI-Provider-ODF-3-28-17.pptx
- https://www.robertsonsurfaces.com/blog/what-is-an-hic-score
- https://www.investopedia.com/best-health-insurance-companies-4775920
- https://www.healthcare.gov/glossary/total-cost-estimate/
- https://wallethub.com/answers/ci/is-500-a-month-for-car-insurance-expensive-2140788740/
- https://wallethub.com/answers/ci/what-insurance-company-has-the-most-complaints-2140768313/
- https://www.choosefi.com/financial-basics/save-on-big-three-expenses/
- https://www.healthcare.gov/glossary/co-payment/
- https://www.pgpf.org/blog/2023/11/the-share-of-americans-without-health-insurance-in-2022-matched-a-record-low
- https://www.ehealthinsurance.com/resources/individual-and-family/how-much-does-individual-health-insurance-cost
- https://www.valuepenguin.com/how-do-i-prove-i-have-health-insurance-my-taxes
- https://www.zolldata.com/medicare-beneficiary-identification-mbi-converter-tool
- https://www.ehealthinsurance.com/resources/small-business/understanding-health-insurance-copayment
- https://www.nivabupa.com/health-insurance-articles/what-are-the-three-primary-sources-of-health-insurance.html
- https://www.statnews.com/2023/12/19/us-healthcare-costs-government-covers-41-percent-of-total/
- https://www.valuepenguin.com/best-health-insurance-companies
- https://www.gohealth.com/resources/changing-your-deductible/
- https://www.medicare.gov/basics/forms-publications-mailings/mailings/costs-and-coverage/evidence-of-coverage
- http://blog.stonehill.net/medicarehicn-claim-numbers-explained/
- https://www.forwardhealth.wi.gov/wiportal/content/provider/medicaid/eob_messages.htm.spage
- https://www.valuepenguin.com/best-cheap-health-insurance-california
- https://www.renewbuy.com/health-insurance/companies
- https://www.medicaid.gov/tmsis/dataguide/data-elements/clt002168/
- https://www.pgpf.org/blog/2024/01/why-are-americans-paying-more-for-healthcare
- https://www.forbes.com/advisor/health-insurance/deductible-vs-out-of-pocket-maximum/
- https://www.unfcu.org/financial-wellness/50-30-20-rule/
- https://wallethub.com/answers/ci/can-i-make-payments-on-my-car-insurance-deductible-2140735928/
- https://www.bcbs.com/individuals-families
- https://www.healthcare.gov/glossary/premium/
- https://www.marketwatch.com/guides/insurance-services/largest-car-insurance-companies/
- https://www.webpt.com/blog/how-to-verify-patient-insurance-in-three-easy-steps
- https://www.carinsurance.org/cant-pay-deductible-613/
- https://www.lahsa.org/homeless-count/hic/
- https://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health/health-ins-guide.cfm
- https://www.helpadvisor.com/medicare/medicare-claim-number
- https://cslb.ca.gov/Resources/Newsletters/ContractorNewsletter2000HIC.pdf
- https://www.healthinsurance.org/glossary/health-insurance-deductible/
- https://www.investopedia.com/ask/answers/051415/what-difference-between-copay-and-deductible.asp
- https://www.tamus.edu/benefits/8-things-you-should-know-about-deductibles/
- https://intercom.help/take-command-health/en/articles/1646812-what-is-proof-of-loss-of-coverage
- https://www.revenuexl.com/blog/bid/206068/medical-billing-5-insurance-eligibility-steps-for-every-practice
- https://www.vitas.com/hospice-and-palliative-care-basics/paying-for-hospice/hospice-and-the-medicare-beneficiary-identifier-number
- https://www.investopedia.com/articles/personal-finance/080615/6-reasons-healthcare-so-expensive-us.asp
- https://fetch.com/blog/smart-shopping/first-time-living-alone
- https://www.verywellhealth.com/cant-pay-your-health-insurance-deductible-what-now-1738549
- https://www.humana.com/medicare/medicare-resources/hmo-vs-ppo
- https://www.vox.com/23890764/healthcare-insurance-marketplace-open-enrollment-employer-sponsored-united-blue-cross-shield-aetna
- https://www.marketwatch.com/guides/insurance-services/what-is-a-car-insurance-deductible/
- https://www.forbes.com/advisor/health-insurance/what-happens-if-you-dont-have-health-insurance/
- https://www.bluecrossmn.com/members/member-resources/health-plans-101/what-copay
- https://www.irmi.com/term/insurance-definitions/waiting-period-deductible
- https://www.injury-attorneys.com/blog/customers-rank-insurance-companies-coverage-service/
- https://www.goodrx.com/insurance/health-insurance/health-insurance-101-waived-deductible
